Insurance Accident Forgiveness – Real or A Gimmick

If you watch TV then you have probably seen the dozens of clever commercials regarding Accident Forgiveness.  Are they for real or is it just another gimmick.  We searched the web for clear definitions and information regarding the "First-time driver  Accident Forgiveness" and "Safe Driving Record Accident Forgiveness"; what we found was about as clear as mud!  The bottom line is that as a consumer you must remember that nothing is free.  We found slight discounts in insurance sur-charge calculations which ... Read more